Pre-Authorization Agreements in the Debt Settlement Space: Are They Illegal?

Felix Shipkevich and Jessica Livingston of Shipkevich PLLC held a webinar to discuss and examine pre-authorization agreements and their use in the debt settlement space. The webinar provided educational information on the judicial and practical considerations of enforcing pre-authorization arrangements. The focus is on examining pre-authorization agreements with debt settlement companies and their clients.

Overview of Exclusivity Agreements and the Debt Settlement Space

Felix Shipkevich of Shipkevich PLLC held a webinar to discuss and examine exclusivity agreements and their use in the debt settlement space. This webinar provides educational information on the judicial and practical considerations of enforcing exclusivity arrangements. Our focus will be on examining exclusivity agreements between marketing (front-ends) and debt settlement companies.

Overview Of Debt Settlement Industry Criminal Cases Webinar

Felix Shipkevich and Melanie Trogolo of Shipkevich, PLLC held a webinar to discuss when illegal activity goes from being sanctioned by a regulatory agency to being prosecuted by the government with members of the company receiving prison sentences. Key points include why and when prosecutors decide to bring criminal charges against the individuals within the debt settlement company, how they decide what offers to make, and a review of recent debt settlement cases and the sentences the members received.

2021 Debt Relief Industry Regulatory Recap

On Wednesday, December 15, 2021, at 1 pm EST / 10 am PST, Felix Shipkevich of Shipkevich PLLC will host a webinar with guest, Nick Kosmas, General Counsel of ClearOne Advantage, to discuss a recap of the 2021 legal and regulatory changes in the debt relief space. Key points of discussion will include legislative, regulatory, and litigation updates from 2021 as well as a forecast for what to expect in 2022.

Regulatory And Legal Issues Of The Federal Telephone Consumer Protection Act (TCPA) And Florida’s TCPA

On Wednesday, December 8 2021, Felix Shipkevich of Shipkevich PLLC held a webinar to discuss an overview and comparison of the Federal Telephone Consumer Protection Act and Florida’s recently enacted TCPA. Key points of discussion included a brief history of federal TCPA laws, the effect of the TCPA on telemarketing communications, text message communications with consumers and the TCPA, when a consumer cannot be called, exemptions from the “Do-Not-Call” Registry, and how entities can ensure compliance with the TCPA. Additionally, we discussed key elements of  Florida’s TCPA, and how it compares with and expands portions of the federal TCPA.

The Role Of Legal Plans In The Debt Settlement Space

Angelo Anzalone of Veritas Legal Plan and Felix Shipkevich of Shipkevich PLLC held a webinar to discuss and examine legal plans available to consumers in the debt settlement space. They focused on providing an overview of services provided by Veritas Legal Plan, the role of legal plan in the debt settlement space, how consumers in need of debt settlement may benefit from participating in the legal plans, and the potential problems that may arise. Additionally, they discussed possible regulatory issues that may arise for legal plans in the industry.

Consumer Lending In The Debt Settlement Space

Camilo Concha of LendingUSA and Felix Shipkevich of Shipkevich PLLC recently held a webinar to discuss and examine consumer lending in the debt settlement space. 

They provided an overview of LendingUSA, the role of lenders in the debt settlement space, how consumers in need of debt settlement may benefit from lending, and the potential problems that may arise.

Debt Relief Enforcement Litigation 2021 Update

Felix Shipkevich of Shipkevich PLLC will host a webinar discussing a broad overview of recent enforcement litigation in the debt relief space in 2021 and projected trends moving forward. The webinar will cover enforcement actions on both the state and federal levels.

Overview of Legal and Regulatory Issues of Payments Processors in the Debt Settlement Industry

Shipkevich PLLC moderated a discussion between Felix Shipkevich, Principal of Shipkevich PLLC, and Sanj Goyle, Co-founder and CEO of Finxera, regarding the role of payment processors in the debt settlement space. The conversation focused on an overview of the various state regulators, state and federal laws that payment processors in the space must consider, and enforcement and regulatory actions that have also shaped the way payment processors conduct business in the debt relief space.

The Use of Attorneys in Debt Settlement: Discussion of Legal and Regulatory Issues

On June 30, 2020, Shipkevich PLLC held a webinar to discuss the use of attorney services in the debt settlement industry. 

This webinar discussed the issues surrounding legal and regulatory matters concerning debt settlement companies and attorneys. 

It focused on the various fee structures, the prohibition of fee sharing, and attorneys’ ethical and professional responsibility considerations that must be made before engaging in debt settlement. 

Additionally, it discussed enforcement actions by the FTC and CFPB against attorneys and debt settlement companies for the various uses of the “Attorney Model.”

The Inception and Evolution of the Telemarketing Sales Rule (TSR) in the Debt Relief and Credit Repair Industries

Felix Shipkevich and Bianca Petcu of Shipkevich PLLC will host a two-part webinar to discuss the legal and regulatory evolutions of the U.S. FTC’s Telemarketing Sales Rule (TSR). This webinar will discuss the regulatory scope of the TSR and its enforcement application by the FTC and CFPB. We will also discuss the TSR’s application and allegations made in recent CFPB enforcement actions against certain credit repair companies.

Legislative Update in the Debt Settlement Industry: Enacted and Proposed Legislation

Even through this unprecedented time, legislators are enacting and proposing legislation that can impact the debt settlement industry. 

The webinar will focus on a few states, but most importantly will discuss the newly proposed legislation out of California. First our team of presenters will discuss enacted legislation and how it will impact your current business in those states. 

Then the presentation will move to current proposed legislation, how it may impact your business if enacted, and what we recommend you keep an eye on over the next few months.

CFPB Evolutions In Debt Symposium Overview

In early March, the CFPB held a convening on The Evolutions in Debt Relief.  The purpose of the event was to explore options for consumers facing unmanageable unsecured debt and limited credit options.