Last Updated: May 6, 2022
Case Status: Pending
Federal Trade Commission, Plaintiff v. BoostMyScore LLC, f/k/a Boost My Score dot Net, LLC, and also d/b/a BoostMyScore.net; BMS, Inc., also d/b/a BoostMyScore.net; and William O. Airy, individually and as an officer of BoostMyScore LLC and BMS, Inc., Defendants.
FTC Matter/File Number: 192 3059
Civil Action Number: 1:20-cv-641
Enforcement Type: Civil Penalties Federal Injunctions
Federal Court: District of Colorado
Case Summary
At the request of the Federal Trade Commission, a federal court has temporarily halted a bogus credit repair scheme known as The Credit Game for promoting a series of lies and deceptions. The FTC alleged the scheme’s operators lied to credit reporting agencies regarding information on consumers’ credit reports and pitched consumers a supposed business opportunity that was essentially starting their own bogus credit repair scheme.
In a complaint filed against The Credit Game and its owners, Michael and Valerie Rando, the FTC alleged that the company has illegally charged consumers hundreds and even thousands of dollars for credit repair services of little to no value and told consumers to “invest” their COVID-19 governmental benefits on their unlawful services. In some cases, the company’s “services” included filing false identity theft reports with the FTC and encouraging consumers to take actions that were unlawful. The FTC asked the court to immediately halt the company’s illegal operations, appoint a receiver, and freeze the defendants’ assets. The court issued a temporary restraining order doing so on May 3, 2022.
Case Timeline
May 6, 2022
Complaint (1.44 MB)
PRESS RELEASE: FTC Acts to Shut Down ‘The Credit Game’ for Running a Bogus Credit Repair Scheme that Fleeced Consumers
March 9, 2020
Complaint for Permanent Injunction and Other Equitable Relief (624.69 KB)
Stipulation to Enter Final Order for Permanent Injunction and Equitable Monetary Judgment(328.54 KB)
PRESS RELEASE: Credit Repair Company Settles FTC Charges It Deceived Consumers By Telling Them “Piggybacking” on Others’ Credit Could Boost Scores