Consumer litigation activity produced another month of mixed results in June 2026, with WebRecon’s latest data reflecting the continued month-to-month volatility that has characterized the year. After broad declines in May, filings under the Telephone Consumer Protection Act (TCPA) and Fair Credit Reporting Act (FCRA) rebounded, increasing 1.2% and 16.5%, respectively, while Fair Debt Collection Practices Act (FDCPA) filings declined 5.5%. Consumer Financial Protection Bureau (CFPB) complaints edged down slightly by 1.0%. Despite these mixed monthly movements, year-to-date figures across all four categories remain substantially above 2025 levels, reinforcing that the elevated consumer litigation environment continues well into the second half of the year.
Two features of the current litigation landscape remain particularly noteworthy. TCPA class actions reached an even more extraordinary level in June, representing 76.4% of all TCPA filings, continuing to create disproportionate exposure relative to overall filing volume. Repeat plaintiffs also remained a significant factor, with approximately 40% of individuals filing consumer protection lawsuits during the month having previously brought similar actions. Together, these trends demonstrate that even months with mixed or declining filing activity continue to present meaningful litigation risk for companies operating in the consumer financial services space.
Key Statistics
● Fair Credit Reporting Act (FCRA): 981 cases filed in June (18 as class actions, representing 1.8% of filings), a 16.5% increase from May and a 56.5% increase compared to June 2025.
● Fair Debt Collection Practices Act (FDCPA): 364 cases filed (27 as class actions, representing 7.4% of filings), a 5.5% decrease from May, but a 7.4% increase compared to June 2025.
● Telephone Consumer Protection Act (TCPA): 250 cases filed (191 as class actions, representing 76.4% of filings), a 1.2% increase from May and an 8.7% increase compared to June 2025.
● Consumer Financial Protection Bureau (CFPB) Complaints: 27,054 complaints submitted in June, a 1.0% decrease from May, but a 10.8% increase compared to June 2025.
● Unique Plaintiffs: Approximately 1,361 unique plaintiffs (including multiple plaintiffs in one suit).
● Repeat Filers: About 550 of those plaintiffs, or 40%, had previously sued under consumer statutes.
● Year-to-Date (YTD) Totals: 8,005 total lawsuits filed through June 2026, including 2,284 FDCPA, 5,171 FCRA, and 1,532 TCPA. All categories remain significantly above their respective 2025 YTD totals, with FCRA up 43.1%, TCPA up 34.3%, and FDCPA up 12.1%. CFPB complaints also remain elevated, with 174,849 filed through June, up 30.4% compared to the same period in 2025.
Most Active Courts
● Georgia Northern District Court – Atlanta (120 lawsuits)
● Illinois Northern District Court – Chicago (95)
● California Central District Court – Western Division – Los Angeles (85)
● California Central District Court – Southern Division – Santa Ana (59)
● Texas Southern District Court – Houston (50)
● Florida Middle District Court – Tampa (43)
● Texas Northern District Court – Dallas (42)
● California Central District Court – Eastern Division – Riverside (40)
● Massachusetts District Court – Boston (29)
● Michigan Eastern District Court – Detroit (28)
Top States for CFPB Complaints
● Texas (4,819 complaints)
● Florida (2,984)
● California (2,543)
● Georgia (2,031)
● Arizona (1,299)
● North Carolina (1,038)
● New York (958)
● Illinois (883)
● Pennsylvania (843)
● South Carolina (841)
June’s statistics reinforce that while month-to-month litigation activity continues to fluctuate, the broader consumer litigation environment remains firmly elevated. FCRA filings rebounded sharply from May, while TCPA filings continued their upward trajectory, albeit modestly. Although FDCPA filings declined during the month and CFPB complaints dipped slightly, both remain well above their year-ago levels. Perhaps most notable is the continued dominance of TCPA class actions, which represented more than three-quarters of all TCPA filings in June and remain historically elevated. Meanwhile, approximately 40% of plaintiffs filing suit during the month were repeat litigants, underscoring the continued activity of experienced consumer plaintiffs’ counsel. With all four categories continuing to post double-digit year-to-date increases over 2025, consumer finance companies should continue to maintain robust compliance programs, proactively monitor complaint trends, and remain prepared for sustained litigation and regulatory scrutiny throughout the remainder of 2026.